/* ══════════════════════════════════════
   SUCHAIT KAUR — SHARED STYLES v1.0
   ══════════════════════════════════════ */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;background:#fff;color:#1e293b;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block;object-fit:cover}

:root{
  --blue:#0c4a6e;--blue2:#0369a1;--blue3:#0284c7;
  --blue-lt:#e0f2fe;--blue-lt2:#bae6fd;
  --orange:#ea580c;--orange2:#f97316;--orange3:#fb923c;--orange-lt:#fff7ed;
  --white:#ffffff;--slate:#0f172a;--gray:#64748b;
  --light:#f8fafc;--light2:#f1f5f9;--border:#e2e8f0;
  --r:12px;--rl:20px;
}

/* ══ TOPBAR ══ */
.topbar{background:var(--slate);padding:10px 0}
.topbar-c{max-width:1200px;margin:0 auto;padding:0 32px;display:flex;justify-content:center;gap:28px;flex-wrap:wrap}
.topbar a,.topbar span{font-size:12px;font-weight:500;color:rgba(255,255,255,.55);display:flex;align-items:center;gap:6px;transition:.2s}
.topbar a:hover{color:var(--orange3)}
.tb-sep{color:rgba(255,255,255,.15)}

/* ══ NAV ══ */
.nav{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;box-shadow:0 1px 10px rgba(12,74,110,.07)}
.nav-c{max-width:1200px;margin:0 auto;padding:0 32px;height:74px;display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:12px}
.brand-sq{width:46px;height:46px;background:var(--blue);border-radius:11px;display:flex;align-items:center;justify-content:center;font-family:'Merriweather',serif;font-size:15px;font-weight:900;color:#fff;position:relative;flex-shrink:0}
.brand-sq::after{content:'';position:absolute;bottom:-3px;right:-3px;width:13px;height:13px;background:var(--orange);border-radius:3px;border:2.5px solid #fff}
.brand-name{font-family:'Merriweather',serif;font-size:17px;font-weight:700;color:var(--blue);line-height:1.1}
.brand-sub{font-size:10px;font-weight:600;letter-spacing:2.5px;text-transform:uppercase;color:var(--gray);margin-top:3px}
.nav-links{display:flex;align-items:center;gap:2px;list-style:none}
.nav-links>li>a{padding:8px 13px;font-size:13.5px;font-weight:500;color:#475569;border-radius:8px;transition:.15s;display:flex;align-items:center;gap:3px}
.nav-links>li>a:hover,.nav-links>li>a.active{background:var(--blue-lt);color:var(--blue)}
.dd{position:relative}
.dd-menu{display:none;position:absolute;top:calc(100%+10px);left:0;background:#fff;border:1px solid var(--border);border-radius:var(--r);box-shadow:0 20px 60px rgba(12,74,110,.12);min-width:248px;padding:8px;z-index:200}
.dd:hover .dd-menu{display:block}
.dd-menu a{display:flex;align-items:center;gap:11px;padding:10px 12px;border-radius:8px;font-size:13.5px;font-weight:500;color:#374151;transition:.15s}
.dd-menu a:hover{background:var(--blue-lt);color:var(--blue)}
.dd-ico{width:32px;height:32px;background:var(--blue-lt);border-radius:7px;display:flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0}
.nav-cta{background:var(--orange)!important;color:#fff!important;padding:10px 22px!important;border-radius:9px!important;font-weight:600!important;letter-spacing:.2px;box-shadow:0 4px 14px rgba(234,88,12,.3)}
.nav-cta:hover{background:var(--orange2)!important;transform:translateY(-1px)}
.ham{display:none;background:none;border:none;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px;width:40px;height:40px}
.ham span{display:block;width:22px;height:2px;background:var(--blue);border-radius:2px;transition:.3s}
.ham.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.ham.open span:nth-child(2){opacity:0}
.ham.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mob{display:none;position:fixed;top:74px;left:0;right:0;bottom:0;background:#fff;z-index:99;overflow-y:auto;padding:16px;flex-direction:column;gap:4px}
.mob.show{display:flex}
.mob a{display:block;padding:13px 16px;font-size:15px;font-weight:500;color:#374151;border-radius:10px;transition:.15s}
.mob a:hover{background:var(--blue-lt);color:var(--blue)}
.mob-sec{font-size:10px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--orange);padding:16px 16px 6px}
.mob-cta{background:var(--orange)!important;color:#fff!important;font-weight:600!important;text-align:center;margin-top:8px;border-radius:10px}

/* ══ PAGE HERO ══ */
.page-hero{background:var(--blue);padding:80px 32px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:rgba(255,255,255,.03);border-radius:50%}
.page-hero::after{content:'';position:absolute;bottom:-60px;left:20%;width:300px;height:300px;background:rgba(3,105,161,.2);border-radius:50%}
.page-hero-c{max-width:1200px;margin:0 auto;position:relative;z-index:1}
.page-hero-tag{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:18px}
.page-hero-tag::before{content:'';width:22px;height:1px;background:var(--orange3)}
.page-hero h1{font-family:'Merriweather',serif;font-size:clamp(34px,4vw,54px);font-weight:900;color:#fff;line-height:1.15;margin-bottom:16px}
.page-hero h1 span{color:var(--orange3)}
.page-hero p{font-size:16px;font-weight:300;color:rgba(255,255,255,.65);max-width:580px;line-height:1.8;margin-bottom:32px}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:12px;color:rgba(255,255,255,.35);margin-bottom:24px}
.breadcrumb a{color:rgba(255,255,255,.45);transition:.15s}
.breadcrumb a:hover{color:var(--orange3)}
.breadcrumb span{color:rgba(255,255,255,.2)}

/* ══ SECTIONS ══ */
.sec{padding:96px 32px}
.sw{max-width:1200px;margin:0 auto}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:var(--orange);margin-bottom:14px}
.eyebrow::before{content:'';width:22px;height:2px;background:var(--orange);border-radius:2px}
.ttl{font-family:'Merriweather',serif;font-size:clamp(28px,3vw,42px);font-weight:900;color:var(--slate);line-height:1.2;margin-bottom:16px}
.sub{font-size:15.5px;font-weight:300;color:var(--gray);max-width:540px;line-height:1.8}
.bg-light{background:var(--light)}
.bg-blue{background:var(--blue)}
.text-center{text-align:center}
.text-center .sub{margin:0 auto}
.text-center .eyebrow{justify-content:center}

/* ══ BUTTONS ══ */
.btn-orange{display:inline-flex;align-items:center;gap:8px;background:var(--orange);color:#fff;padding:15px 34px;border-radius:11px;font-size:15px;font-weight:600;border:none;cursor:pointer;transition:.22s;box-shadow:0 8px 24px rgba(234,88,12,.3)}
.btn-orange:hover{background:var(--orange2);transform:translateY(-2px);box-shadow:0 14px 36px rgba(234,88,12,.4)}
.btn-blue{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff;padding:14px 30px;border-radius:11px;font-size:15px;font-weight:600;border:none;cursor:pointer;transition:.22s}
.btn-blue:hover{background:var(--blue2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(12,74,110,.25)}
.btn-outline-blue{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--blue);padding:13px 28px;border-radius:11px;font-size:15px;font-weight:600;border:2px solid var(--blue);cursor:pointer;transition:.22s}
.btn-outline-blue:hover{background:var(--blue);color:#fff}
.btn-outline-w{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);color:rgba(255,255,255,.88);padding:15px 34px;border-radius:11px;font-size:15px;font-weight:500;border:1px solid rgba(255,255,255,.2);cursor:pointer;transition:.22s}
.btn-outline-w:hover{background:rgba(255,255,255,.18)}
.btn-wh{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--blue);padding:15px 34px;border-radius:11px;font-size:15px;font-weight:600;border:none;cursor:pointer;transition:.22s}
.btn-wh:hover{background:var(--light2);transform:translateY(-1px)}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);color:rgba(255,255,255,.85);padding:15px 34px;border-radius:11px;font-size:15px;font-weight:500;border:1px solid rgba(255,255,255,.2);cursor:pointer;transition:.22s}
.btn-ghost:hover{background:rgba(255,255,255,.15)}
.btns{display:flex;gap:12px;flex-wrap:wrap}

/* ══ BENEFIT CARDS ══ */
.benefit-g{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:48px}
.benefit{background:#fff;border:1px solid var(--border);border-radius:var(--rl);padding:30px 26px;transition:.3s;position:relative;overflow:hidden}
.benefit::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--orange),var(--orange3));transform:scaleX(0);transform-origin:left;transition:.32s}
.benefit:hover{transform:translateY(-5px);box-shadow:0 20px 56px rgba(12,74,110,.08)}
.benefit:hover::after{transform:scaleX(1)}
.benefit-ico{width:54px;height:54px;background:var(--blue-lt);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:16px;transition:.3s}
.benefit:hover .benefit-ico{background:var(--blue);transform:scale(1.05)}
.benefit h3{font-family:'Merriweather',serif;font-size:17px;font-weight:700;margin-bottom:8px;color:var(--slate)}
.benefit p{font-size:13.5px;font-weight:300;color:var(--gray);line-height:1.75}

/* ══ FAQ ══ */
.faq-list{margin-top:40px;display:flex;flex-direction:column;gap:12px}
.faq-item{border:1px solid var(--border);border-radius:14px;overflow:hidden}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;padding:20px 24px;font-size:15px;font-weight:600;color:var(--slate);background:#fff;border:none;cursor:pointer;text-align:left;transition:.2s;gap:16px}
.faq-q:hover{background:var(--blue-lt);color:var(--blue)}
.faq-q.open{background:var(--blue);color:#fff}
.faq-ico{font-size:18px;flex-shrink:0;transition:.3s}
.faq-q.open .faq-ico{transform:rotate(45deg)}
.faq-a{display:none;padding:0 24px 20px;font-size:14px;font-weight:300;color:var(--gray);line-height:1.8;background:#fff}
.faq-a.show{display:block}

/* ══ COVERAGE TABLE ══ */
.coverage-table{width:100%;border-collapse:collapse;border-radius:var(--rl);overflow:hidden;border:1px solid var(--border);margin-top:40px}
.coverage-table th{background:var(--blue);color:#fff;padding:16px 20px;font-size:13px;font-weight:600;text-align:left;letter-spacing:.3px}
.coverage-table td{padding:15px 20px;font-size:13.5px;color:#475569;border-bottom:1px solid var(--border)}
.coverage-table tr:last-child td{border-bottom:none}
.coverage-table tr:nth-child(even) td{background:var(--light)}
.coverage-table tr:hover td{background:var(--blue-lt)}
.tick{color:#16a34a;font-weight:700}
.cross{color:#dc2626;font-weight:700}

/* ══ PROCESS ══ */
.proc-g{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--rl);overflow:hidden;margin-top:52px}
.proc{background:#fff;padding:34px 26px;position:relative;transition:.3s}
.proc:hover{background:var(--blue-lt)}
.proc-n{font-family:'Merriweather',serif;font-size:52px;font-weight:900;color:#f1f5f9;position:absolute;top:18px;right:18px;line-height:1;transition:.3s}
.proc:hover .proc-n{color:var(--blue-lt2)}
.proc-ico{width:52px;height:52px;background:var(--blue-lt);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px}
.proc:hover .proc-ico{background:var(--blue2)}
.proc-bar{width:32px;height:3px;background:var(--orange);border-radius:2px;margin-bottom:14px;transition:.3s}
.proc:hover .proc-bar{width:48px}
.proc h4{font-family:'Merriweather',serif;font-size:17px;font-weight:700;margin-bottom:9px;color:var(--slate)}
.proc p{font-size:13px;font-weight:300;color:var(--gray);line-height:1.72}

/* ══ STATS ══ */
.stats-g{display:grid;grid-template-columns:repeat(5,1fr)}
.stat{padding:44px 20px;text-align:center;border-right:1px solid rgba(255,255,255,.08);transition:.3s}
.stat:last-child{border-right:none}
.stat:hover{background:rgba(255,255,255,.04)}
.stat-ico{font-size:28px;margin-bottom:12px}
.stat-n{font-family:'Merriweather',serif;font-size:46px;font-weight:900;color:var(--orange3);line-height:1}
.stat-l{font-size:10.5px;font-weight:600;color:rgba(255,255,255,.32);text-transform:uppercase;letter-spacing:1.5px;margin-top:8px}

/* ══ TESTIMONIALS ══ */
.testi-g{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:52px}
.testi{background:#fff;border-radius:18px;padding:28px 24px;border:1px solid var(--border);transition:.28s;position:relative;overflow:hidden}
.testi::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--orange),var(--orange3));transform:scaleX(0);transform-origin:left;transition:.32s}
.testi:hover{box-shadow:0 14px 44px rgba(12,74,110,.08);transform:translateY(-3px)}
.testi:hover::after{transform:scaleX(1)}
.t-stars{font-size:14px;color:var(--orange);letter-spacing:3px;margin-bottom:14px}
.t-text{font-size:14px;font-weight:300;color:#475569;font-style:italic;line-height:1.8;margin-bottom:20px}
.t-hr{height:1px;background:var(--light2);margin-bottom:16px}
.t-auth{display:flex;align-items:center;gap:11px}
.t-av{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700;color:#fff;flex-shrink:0}
.t-nm{font-size:13.5px;font-weight:600;color:var(--blue)}
.t-ct{font-size:11px;color:var(--gray);margin-top:2px}

/* ══ CTA SECTION ══ */
.cta{background:linear-gradient(135deg,var(--slate) 0%,var(--blue) 100%);padding:96px 32px;text-align:center;position:relative;overflow:hidden}
.cta::before{content:'';position:absolute;top:-180px;left:50%;transform:translateX(-50%);width:700px;height:500px;background:radial-gradient(ellipse,rgba(234,88,12,.18) 0%,transparent 65%)}
.cta::after{content:'';position:absolute;bottom:-80px;right:-40px;width:320px;height:320px;background:radial-gradient(circle,rgba(3,105,161,.4) 0%,transparent 70%)}
.cta h2{font-family:'Merriweather',serif;font-size:clamp(34px,4.5vw,52px);font-weight:900;color:#fff;margin-bottom:16px;position:relative;z-index:1}
.cta h2 span{color:var(--orange3);font-style:italic}
.cta p{font-size:16px;font-weight:300;color:rgba(255,255,255,.6);max-width:480px;margin:0 auto 44px;line-height:1.8;position:relative;z-index:1}
.cta-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;position:relative;z-index:1}

/* ══ PARTNERS ══ */
.partners{padding:52px 32px;background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.partners-lbl{text-align:center;font-size:10.5px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:var(--gray);margin-bottom:30px}
.partners-row{display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:wrap}
.partner{background:var(--light);border:1px solid var(--border);border-radius:9px;padding:9px 20px;font-size:13px;font-weight:600;color:var(--blue);opacity:.6;transition:.2s}
.partner:hover{opacity:1;border-color:var(--blue-lt2);background:var(--blue-lt)}

/* ══ CHIPS ══ */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0 30px}
.chip{background:var(--blue-lt);border:1px solid var(--blue-lt2);color:var(--blue2);font-size:12px;font-weight:600;padding:7px 14px;border-radius:50px;transition:.2s}
.chip:hover{background:var(--blue);color:#fff;border-color:var(--blue)}

/* ══ CONTACT PAGE ══ */
.contact-g{display:grid;grid-template-columns:1fr 1.3fr;gap:64px;align-items:start}
.contact-info-card{background:var(--blue);border-radius:22px;padding:40px 36px;color:#fff}
.contact-info-card h3{font-family:'Merriweather',serif;font-size:22px;font-weight:700;margin-bottom:8px}
.contact-info-card p{font-size:14px;font-weight:300;color:rgba(255,255,255,.6);line-height:1.75;margin-bottom:32px}
.cinfo-item{display:flex;align-items:flex-start;gap:14px;margin-bottom:22px}
.cinfo-ico{width:44px;height:44px;background:rgba(255,255,255,.1);border-radius:11px;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.cinfo-lbl{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:3px}
.cinfo-val{font-size:14px;font-weight:500;color:rgba(255,255,255,.88)}
.cinfo-val a{color:var(--orange3);transition:.15s}
.cinfo-val a:hover{color:#fff}
.contact-form-card{background:#fff;border-radius:22px;padding:40px 36px;border:1px solid var(--border);box-shadow:0 8px 32px rgba(12,74,110,.07)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:12px;font-weight:600;color:var(--blue);letter-spacing:.5px;margin-bottom:6px}
.form-group input,.form-group select,.form-group textarea{width:100%;border:1.5px solid var(--border);border-radius:10px;padding:12px 16px;font-size:14px;font-family:'Poppins',sans-serif;color:var(--slate);background:#fff;transition:.2s;outline:none}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--blue3);box-shadow:0 0 0 3px rgba(2,132,199,.1)}
.form-group textarea{resize:vertical;min-height:120px}
.form-submit{width:100%;background:var(--orange);color:#fff;border:none;border-radius:11px;padding:15px;font-size:15px;font-weight:600;cursor:pointer;transition:.22s;font-family:'Poppins',sans-serif}
.form-submit:hover{background:var(--orange2);transform:translateY(-1px);box-shadow:0 8px 24px rgba(234,88,12,.3)}
.form-note{font-size:11px;color:var(--gray);text-align:center;margin-top:12px}

/* ══ FOOTER ══ */
.footer{background:#060d17;padding:72px 32px 0}
.footer-g{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2.2fr 1fr 1fr 1fr;gap:52px;padding-bottom:52px;border-bottom:1px solid rgba(255,255,255,.06)}
.footer-brand p{font-size:13.5px;font-weight:300;color:rgba(255,255,255,.38);line-height:1.85;max-width:270px;margin:16px 0 20px}
.flinks a{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:500;color:rgba(255,255,255,.38);margin-bottom:9px;transition:.18s}
.flinks a:hover{color:var(--orange3)}
.fcol h5{font-size:10px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--orange3);margin-bottom:18px}
.fcol ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.fcol ul a{font-size:13px;font-weight:400;color:rgba(255,255,255,.38);transition:.18s}
.fcol ul a:hover{color:#fff}
.footer-btm{max-width:1200px;margin:0 auto;padding:20px 0;display:flex;justify-content:space-between;align-items:center;font-size:12px;font-weight:500;color:rgba(255,255,255,.2);flex-wrap:wrap;gap:8px}

/* ══ STRIP ══ */
.strip{background:var(--orange);padding:0}
.strip-c{max-width:1200px;margin:0 auto;display:flex}
.strip-item{flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:18px 12px;font-size:12.5px;font-weight:600;color:rgba(255,255,255,.92);border-right:1px solid rgba(255,255,255,.2);transition:.2s;cursor:pointer}
.strip-item:last-child{border-right:none}
.strip-item:hover{background:rgba(0,0,0,.1)}

/* ══ ABOUT ══ */
.about-g{display:grid;grid-template-columns:1fr 1.25fr;gap:80px;align-items:center}
.about-imgw{position:relative}
.about-img{width:100%;aspect-ratio:4/5;border-radius:22px;overflow:hidden;box-shadow:0 32px 80px rgba(12,74,110,.2)}
.about-img img{width:100%;height:100%;object-fit:cover;object-position:top}
.af1{position:absolute;top:-18px;right:-22px;background:var(--blue);border-radius:16px;padding:18px 22px;text-align:center;box-shadow:0 12px 40px rgba(12,74,110,.35)}
.af1-n{font-family:'Merriweather',serif;font-size:38px;font-weight:900;color:var(--orange3);line-height:1}
.af1-l{font-size:9.5px;font-weight:600;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:1.5px;margin-top:5px}
.af2{position:absolute;bottom:-18px;left:-22px;background:#fff;border-radius:14px;padding:16px 20px;box-shadow:0 16px 48px rgba(0,0,0,.12);display:flex;align-items:center;gap:12px;min-width:200px}
.af2-ico{width:42px;height:42px;background:var(--blue-lt);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0}
.af2-h{font-size:13.5px;font-weight:700;color:var(--blue);line-height:1.2}
.af2-p{font-size:11px;color:var(--gray);margin-top:2px}
.about-body p{font-size:15px;font-weight:300;color:#475569;line-height:1.88;margin-bottom:16px}

/* ══ HERO ══ */
.hero{background:var(--blue);min-height:90vh;display:grid;grid-template-columns:1.05fr .95fr;overflow:hidden}
.hero-left{padding:80px 56px 80px 80px;display:flex;flex-direction:column;justify-content:center;position:relative;z-index:1}
.hero-left::before{content:'';position:absolute;bottom:-60px;left:-60px;width:300px;height:300px;background:rgba(255,255,255,.03);border-radius:50%}
.hero-tag{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:rgba(255,255,255,.55);margin-bottom:26px}
.hero-tag::before{content:'';width:24px;height:1px;background:var(--orange3)}
.hero h1{font-family:'Merriweather',serif;font-size:clamp(40px,4vw,62px);font-weight:900;color:#fff;line-height:1.12;letter-spacing:-1px;margin-bottom:22px}
.hero h1 span{color:var(--orange3);font-style:italic;font-weight:700}
.hero-desc{font-size:16px;font-weight:300;color:rgba(255,255,255,.65);line-height:1.8;max-width:460px;margin-bottom:40px}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:48px}
.hero-trust{display:flex;gap:20px;flex-wrap:wrap}
.htrust{display:flex;align-items:center;gap:7px;font-size:12px;font-weight:500;color:rgba(255,255,255,.45)}
.htrust::before{content:'✓';width:16px;height:16px;background:rgba(234,88,12,.25);border:1px solid rgba(234,88,12,.5);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:9px;color:var(--orange3);flex-shrink:0}
.hero-right{position:relative;overflow:hidden}
.hero-right img{width:100%;height:100%;object-fit:cover;object-position:center top;filter:brightness(.8)}
.hero-right::before{content:'';position:absolute;top:0;bottom:0;left:0;width:140px;background:linear-gradient(to right,var(--blue),transparent);z-index:1}
.hero-right::after{content:'';position:absolute;inset:0;background:linear-gradient(to top,rgba(12,74,110,.75) 0%,transparent 60%);z-index:1}
.hero-card{position:absolute;bottom:32px;left:50%;transform:translateX(-50%);width:calc(100% - 48px);z-index:2;background:rgba(255,255,255,.1);backdrop-filter:blur(20px);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:22px 26px}
.hcard-name{font-family:'Merriweather',serif;font-size:18px;font-weight:700;color:#fff;margin-bottom:3px}
.hcard-role{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:16px}
.hcard-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.hcs{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:10px;padding:12px 8px;text-align:center}
.hcs-n{font-family:'Merriweather',serif;font-size:24px;font-weight:900;color:var(--orange3);line-height:1}
.hcs-l{font-size:9px;font-weight:600;color:rgba(255,255,255,.38);text-transform:uppercase;letter-spacing:.5px;margin-top:3px}

/* ══ SERVICES GRID ══ */
.srv-g{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:52px}
.srv{background:#fff;border-radius:var(--rl);overflow:hidden;border:1px solid var(--border);transition:.3s}
.srv:hover{transform:translateY(-6px);box-shadow:0 24px 64px rgba(12,74,110,.1);border-color:transparent}
.srv-img{height:192px;overflow:hidden;position:relative;background:var(--light)}
.srv-img img{width:100%;height:100%;object-fit:cover;transition:.42s}
.srv:hover .srv-img img{transform:scale(1.07)}
.srv-badge{position:absolute;top:12px;left:12px;background:rgba(12,74,110,.82);backdrop-filter:blur(8px);color:#fff;font-size:9.5px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;padding:5px 12px;border-radius:50px}
.srv-body{padding:24px 22px 26px}
.srv-ico{font-size:26px;margin-bottom:10px}
.srv-body h3{font-family:'Merriweather',serif;font-size:19px;font-weight:700;margin-bottom:8px;color:var(--slate)}
.srv-body p{font-size:13px;font-weight:300;color:var(--gray);line-height:1.72;margin-bottom:16px}
.srv-link{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--blue2);letter-spacing:.3px;text-transform:uppercase;transition:.15s}
.srv-link:hover{color:var(--orange)}

/* ══ BLOG ══ */
.blog-g{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:52px}
.blog-c{background:#fff;border-radius:18px;overflow:hidden;border:1px solid var(--border);transition:.3s}
.blog-c:hover{transform:translateY(-4px);box-shadow:0 16px 48px rgba(12,74,110,.09);border-color:transparent}
.blog-img{height:196px;overflow:hidden;background:var(--light)}
.blog-img img{width:100%;height:100%;object-fit:cover;transition:.42s}
.blog-c:hover .blog-img img{transform:scale(1.04)}
.blog-body{padding:22px}
.blog-tag{display:inline-block;background:var(--orange-lt);color:var(--orange);font-size:10px;font-weight:700;padding:3px 11px;border-radius:50px;letter-spacing:1px;text-transform:uppercase;margin-bottom:10px}
.blog-body h4{font-family:'Merriweather',serif;font-size:17px;font-weight:700;margin-bottom:8px;line-height:1.4;color:var(--slate)}
.blog-body p{font-size:13px;font-weight:300;color:var(--gray);line-height:1.65;margin-bottom:12px}
.blog-meta{font-size:11px;color:var(--gray);font-weight:500}

/* ══ 2-COL CONTENT ══ */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.two-col-img{border-radius:22px;overflow:hidden;box-shadow:0 24px 72px rgba(12,74,110,.15)}
.two-col-img img{width:100%;height:400px;object-fit:cover}
.body-text p{font-size:15px;font-weight:300;color:#475569;line-height:1.88;margin-bottom:16px}
.body-text ul{list-style:none;margin:16px 0;display:flex;flex-direction:column;gap:10px}
.body-text ul li{display:flex;align-items:flex-start;gap:10px;font-size:14.5px;font-weight:400;color:#475569}
.body-text ul li::before{content:'✓';width:20px;height:20px;background:var(--blue-lt);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;color:var(--blue);flex-shrink:0;margin-top:2px}

/* ══ HIGHLIGHT BOX ══ */
.highlight-box{background:var(--blue-lt);border:1px solid var(--blue-lt2);border-radius:16px;padding:28px 30px;margin:32px 0}
.highlight-box h4{font-family:'Merriweather',serif;font-size:17px;font-weight:700;color:var(--blue);margin-bottom:10px}
.highlight-box p{font-size:14px;font-weight:300;color:var(--blue2);line-height:1.75}

/* ══ INVESTMENT CARDS ══ */
.inv-g{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:40px}
.inv-card{background:#fff;border:1px solid var(--border);border-radius:var(--rl);padding:28px 26px;transition:.3s}
.inv-card:hover{transform:translateY(-4px);box-shadow:0 20px 56px rgba(12,74,110,.1);border-color:var(--blue-lt2)}
.inv-card-head{display:flex;align-items:center;gap:14px;margin-bottom:16px}
.inv-card-ico{width:50px;height:50px;background:var(--blue-lt);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:22px}
.inv-card h3{font-family:'Merriweather',serif;font-size:18px;font-weight:700;color:var(--slate)}
.inv-card-tag{font-size:10px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--orange);margin-top:2px}
.inv-card p{font-size:13.5px;font-weight:300;color:var(--gray);line-height:1.72;margin-bottom:16px}
.inv-limit{background:var(--light);border-radius:9px;padding:12px 14px;display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.inv-limit-l{font-size:11px;font-weight:600;color:var(--gray);text-transform:uppercase;letter-spacing:1px}
.inv-limit-v{font-size:14px;font-weight:700;color:var(--blue)}

/* ══ RESPONSIVE ══ */
@media(max-width:1024px){
  .hero{grid-template-columns:1fr}.hero-right{display:none}
  .hero-left{padding:72px 40px}
  .about-g{grid-template-columns:1fr;gap:48px}.af1,.af2{display:none}
  .stats-g{grid-template-columns:repeat(3,1fr)}
  .srv-g{grid-template-columns:repeat(2,1fr)}
  .proc-g{grid-template-columns:repeat(2,1fr)}
  .benefit-g{grid-template-columns:repeat(2,1fr)}
  .two-col{grid-template-columns:1fr;gap:40px}
  .inv-g{grid-template-columns:1fr}
  .contact-g{grid-template-columns:1fr;gap:40px}
  .footer-g{grid-template-columns:1fr 1fr;gap:36px}
}
@media(max-width:768px){
  .nav-links,.nav-cta{display:none}.ham{display:flex}.nav-c{padding:0 20px}
  .topbar-c{gap:14px}.tb-sep{display:none}
  .hero-left{padding:56px 20px}
  .hero h1{font-size:clamp(34px,8vw,48px)}
  .hero-btns{flex-direction:column}.hero-btns a{justify-content:center}
  .strip-c{flex-direction:column}
  .strip-item{justify-content:flex-start;border-right:none;border-bottom:1px solid rgba(255,255,255,.15);padding:14px 20px}
  .strip-item:last-child{border-bottom:none}
  .sec{padding:64px 20px}
  .srv-g,.testi-g,.blog-g,.benefit-g{grid-template-columns:1fr}
  .stats-g{grid-template-columns:repeat(2,1fr)}
  .stat{border-right:none;border-bottom:1px solid rgba(255,255,255,.06)}
  .proc-g{grid-template-columns:1fr}
  .partners{padding:36px 20px}
  .cta{padding:64px 20px}
  .cta-btns{flex-direction:column;align-items:center}
  .cta-btns a{width:100%;max-width:310px;justify-content:center}
  .footer{padding:52px 20px 0}
  .footer-g{grid-template-columns:1fr;gap:28px}
  .footer-btm{flex-direction:column;text-align:center}
  .form-row{grid-template-columns:1fr}
  .page-hero{padding:56px 20px}
}
@media(max-width:480px){
  .stats-g{grid-template-columns:1fr 1fr}
  .hcard-stats{grid-template-columns:repeat(3,1fr)}
}