✈️ Visitor Visa Insurance

Visitor Visa Insurance — Affordable Coverage from $2/Day

Comprehensive travel medical insurance for all visitors to Canada. Covering emergency hospitalization, doctor visits, and unexpected illnesses — so every visit is worry-free.

Get a Free Quote → 📞 647-986-8049

Why Visitor Insurance?

Canada Has No Free Healthcare for Visitors

Canada's provincial health plans do not cover visitors or new arrivals who haven't yet qualified for provincial coverage. A single emergency room visit can cost $3,000–$10,000+. Hospitalization can easily exceed $5,000 per day.

Visitor insurance provides comprehensive emergency medical coverage at an affordable daily rate — protecting your guests from unexpected medical bills and protecting you from having to cover those costs yourself.

Emergency hospitalization and surgery
Doctor and specialist visits
Prescription drugs (emergency)
Ambulance services
Diagnostic tests and X-rays
Medical repatriation if required

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Who Needs Visitor Insurance?

Perfect For All Types of Visitors

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Visiting Family Members

Parents, grandparents, or relatives visiting from abroad. Keep your loved ones protected from medical costs during their entire stay in Canada.

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International Students

New students arriving before provincial health coverage kicks in (usually 3 months). Essential bridge coverage during the waiting period.

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Work Permit Holders

New workers who haven't yet qualified for provincial health insurance. Stay protected from day one of your arrival in Canada.

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Tourists & Short Visits

Visiting Canada for vacation, a business trip, or a short stay? Affordable daily coverage ensures you're never left with a massive medical bill.

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New Immigrants

During the provincial health plan waiting period, visitor insurance bridges the gap. Don't arrive unprotected — it's a risk not worth taking.

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Returning Canadians

Canadians returning from abroad who need temporary coverage while waiting to reinstate provincial health plan eligibility.

Frequently Asked Questions

Visitor Insurance Questions Answered

I recommend a minimum of $100,000 in coverage. For older visitors or those with health conditions, $150,000-$200,000 is wise given the high cost of Canadian healthcare for non-residents.

Yes, in most cases you can buy coverage after arriving, though some insurers impose a 48-72 hour waiting period before coverage begins. It's always better to arrange it before arrival for immediate coverage.

Some policies offer limited pre-existing condition coverage for stable conditions. Others exclude them entirely. I'll review the visitor's health history and find the most appropriate policy for their situation.

Policies are available from as short as 15 days up to 365 days, and can often be extended if the visit is extended. I'll match the policy duration to the planned length of stay.

Call the insurance company's 24/7 emergency line on the policy card first, if possible. They'll coordinate care and direct billing to the hospital. I provide all clients with a wallet card for quick reference.